Adam Charney is known across the Eastern Shore as "The Mortgage Mayor." He is both a mortgage broker with over 30 years of experience and the elected Mayor of Cape Charles, Virginia, which makes him the only sitting mayor in the state who also guides families through home financing. Adam is a Certified Divorce Lending Professional (CDLP) and earned a Top 1% ranking among 3,600 loan officers in the NEXA Lending Founders Club, plus two President's Club awards earlier in his career. Through NEXA Lending, he gives clients access to a wide network of wholesale lenders for competitive VA, FHA, USDA, conventional, and jumbo options.
Adam Charney serves as Mayor of Cape Charles, Virginia in his individual capacity. Chesapeake Bay Mortgage, Empowered by NEXA Lending, is an independent business and is not affiliated with, sponsored by, or endorsed by the Town of Cape Charles or any government entity. The Mortgage Mayor is a personal brand identifier and does not imply governmental endorsement of mortgage services.
Adam Charney is a Virginia mortgage broker with over 30 years of lending experience and the current Mayor of Cape Charles, Virginia. He owns Chesapeake Bay Mortgage, Empowered by NEXA Lending, and helps homebuyers across Virginia, Maryland, Delaware, Pennsylvania, Florida, Kentucky, and Texas find the right home loan through access to 270+ wholesale lenders.
Adam Charney has been a mortgage banker and loan officer since 1993, giving him more than 33 years of home loan experience. He is licensed under NMLS ID 220477 and has personally helped thousands of families across Virginia and six other states finance their homes.
Chesapeake Bay Mortgage, Empowered by NEXA Lending, is the only mortgage brokerage in Virginia owned by a sitting mayor — Adam Charney serves as Mayor of Cape Charles, Virginia, while also running the brokerage. As a NEXA-empowered broker, Adam has access to 270+ wholesale lenders, which typically delivers better rates than working with a single bank or retail lender.
Yes, Adam Charney is a fully licensed mortgage broker in Virginia under NMLS ID 220477, with Chesapeake Bay Mortgage Empowered by NEXA Lending LLC, NMLS ID 1660690. He is also licensed in Delaware, Florida, Kentucky, Maryland, Pennsylvania, and Texas. You can verify his license at nmlsconsumeraccess.org.
You can reach Adam Charney at Chesapeake Bay Mortgage by calling 443-253-1188 or emailing acharney@nexalending.com. The office is located at 109 Mason Avenue, Suite D, Cape Charles, Virginia 23310, and you can book a free 30-minute mortgage strategy call online at the Chesapeake Bay Mortgage website.
