Looking for a mortgage broker in Chesapeake, VA? Adam Charney, “The Mortgage Mayor,” helps Chesapeake families buy, move up, and refinance with competitive options and access to a wide network of wholesale lenders through NEXA Lending.
Chesapeake is one of Hampton Roads’ largest suburban markets, popular with growing families and repeat buyers. Adam helps first-time buyers get in the door and move-up buyers step into larger homes, with conventional, FHA, and VA options.
Conventional loans for purchase and refinance
FHA loans and first-time homebuyer programs
VA home loans for eligible veterans, active-duty service members, and qualifying surviving spouses
Jumbo loans for higher-value homes
Refinance options, including cash-out for home improvements
Over 30 years of experience and a Top 1% national ranking, with the flexibility of a broker who compares programs across many lenders.
Understanding the unique housing opportunities and financing needs throughout Suffolk and the greater Hampton Roads area.
More lender options can mean more flexibility and better opportunities to find a loan that fits your needs.
Quick communication and efficient loan processing help keep your home purchase on track.
Adam Charney, “The Mortgage Mayor,” serves Chesapeake and Hampton Roads with over 30 years of experience and access to a wide network of wholesale lenders (NMLS #220477).
It depends on your savings and credit. FHA and conventional are both common for first-time buyers, and some buyers qualify for down payment assistance. Adam reviews your options with you.
Yes, if you are an eligible veteran, active-duty service member, or qualifying surviving spouse. Adam confirms eligibility and finds a competitive VA option.
Start with a pre-qualification so you know your budget. Adam can also review a cash-out refinance if you want to use existing equity.
In many cases quickly, once Adam has your basic information. Pre-qualification is a starting point; final approval depends on full underwriting.
