Buying or refinancing in Virginia Beach? Adam Charney, “The Mortgage Mayor,” helps Virginia Beach buyers find competitive loan options, from first homes to oceanfront properties. As an independent broker through NEXA Lending, Adam offers access to a wide network of wholesale lenders.
Virginia Beach is a military and coastal market. Adam works with NAS Oceana service members on VA loans and with oceanfront and waterfront buyers who need jumbo financing for higher-value homes. He is also flood-zone aware, which matters near the water.
VA home loans for eligible veterans, active-duty service members, and qualifying surviving spouses
Jumbo loans for oceanfront and higher-value homes
Conventional and FHA loans
First-time homebuyer programs
Refinance options
Over 30 years of experience, a Top 1% national ranking, and straightforward guidance from start to closing.
Understanding the unique housing opportunities and financing needs throughout Suffolk and the greater Hampton Roads area.
More lender options can mean more flexibility and better opportunities to find a loan that fits your needs.
Quick communication and efficient loan processing help keep your home purchase on track.
Adam Charney, “The Mortgage Mayor,” serves Virginia Beach and the wider Hampton Roads area with over 30 years of experience and access to a wide network of wholesale lenders (NMLS #220477).
It depends on your entitlement, income, and the lender’s guidelines. Adam reviews your VA eligibility and matches you with a competitive option. There is no single fixed number; it is based on your qualifying details.
Yes. For higher-value oceanfront and waterfront homes, Adam can compare jumbo loan options across multiple lenders to find a competitive fit.
Flood-zone properties may require flood insurance, which affects your monthly payment. Adam factors this in early so there are no surprises.
Yes. Adam offers a remote process, which is convenient for active-duty buyers at NAS Oceana and out-of-area relocators.
