Looking for a trusted mortgage broker in Norfolk, VA? Adam Charney, “The Mortgage Mayor,” helps Norfolk homebuyers, military families, and homeowners find competitive loan options. As an independent broker working through NEXA Lending, Adam gives you access to a wide network of wholesale lenders, so you can compare programs instead of being tied to one bank.
Norfolk is home to Naval Station Norfolk, the largest naval base in the world. Adam works with service members and veterans on VA loans every week and understands PCS timelines, remote closings, and the paperwork that comes with military life.
VA home loans for eligible veterans, active-duty service members, and qualifying surviving spouses
FHA loans for first-time and lower-down-payment buyers
Conventional loans for purchase and refinance
First-time homebuyer programs (can be paired with Virginia Housing down payment assistance)
Refinance options, including rate-and-term and cash-out
Over 30 years of experience, a Top 1% national ranking, and straightforward guidance from start to closing.
Understanding the unique housing opportunities and financing needs throughout Suffolk and the greater Hampton Roads area.
More lender options can mean more flexibility and better opportunities to find a loan that fits your needs.
Quick communication and efficient loan processing help keep your home purchase on track.
Adam Charney, “The Mortgage Mayor,” works with veterans and active-duty service members across Norfolk and the Hampton Roads area. He has over 30 years of experience and access to a wide network of wholesale lenders (NMLS #220477).
Start with a quick pre-qualification. Adam confirms your VA eligibility, reviews your timeline, and matches you with a competitive VA loan option. VA loans are for eligible veterans, active-duty service members, and qualifying surviving spouses.
Often yes. FHA loans allow lower down payments, and they can sometimes be paired with Virginia Housing assistance. Adam will walk you through what you qualify for.
Adam offers a remote loan process, which is helpful for military families and busy buyers. Most of it can be handled online and by phone.
A bank offers its own products. As a broker, Adam has access to many lenders through NEXA Lending and helps you compare competitive options for your situation.
